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One Platform for All Rural Banking Needs
Whether it's AEPS withdrawals, utility bill payments, mobile recharges, or mini statements — our API platform enables agents and retailers to serve unbanked communities with ease and trust. Fast, secure, and built for Bharat.
Why Agents & Retailers
Choose Us
Delivering reliable, secure, and zero-cost APIs for essential financial services that reach the last mile of India.
Real-Time AEPS Transactions
Enable instant Aadhaar withdrawals, balance checks, and mini statements with 99.9% uptime — anytime, anywhere.
Utility & Bill Payment Hub
Electricity, gas, water, DTH, FASTag — serve your community with 24×7 utility access across 100+ billers.
Zero API Setup Fees
Start your journey without financial barriers — no setup fees, no hidden charges. Just plug in and grow with us.
URG Pay in Numbers: Driving Rural Financial Access
Explore how URG Pay simplifies banking and utility services for every corner of India—especially Bharat's last-mile communities.
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Empowering Rural Banking
Through AEPS, DMT, and micro-ATM services, URG Pay brings banking to underserved and remote regions with ease.
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Frictionless Utility Bill Payments
With URG Pay’s BBPS-powered solutions, users can pay electricity, gas, mobile, and DTH bills instantly—anytime, anywhere.
255.4M
Monthly Transactions
+7,50,000
Rural Agents & Retailers
+1800Cr
Utility Bills Processed Annually
Power Your Platform with URG Pay's APIs
Integrate AEPS, BBPS, and money transfer services directly into your platform. Start, scale, and manage rural-focused financial services with ease.
Simplify Your Fintech Journey with URG Pay
URG Pay empowers your fintech business with seamless digital infrastructure — from ready-to-deploy White-Label Portals to fully Custom-Built Fintech Platforms and a powerful Cloud-Based Fintech Portal with robust API integrations.
Seamless Bill Payments & AEPS Services
With URG Pay, you can easily handle bill payments, from utilities to government services, ensuring a hassle-free experience. Our AEPS (Aadhaar Enabled Payment System) feature offers quick, secure, and paperless transactions for your customers, especially in rural areas, simplifying banking services like never before.
URG Pay has made transactions seamless for my business. The AEPS service is fast, reliable, and easy to use, helping me process payments efficiently.
Rajesh Kumar, Retailer
I’ve been using URG Pay for my bill payments, and I’m impressed by how convenient it is. Whether it's electricity, water, or DTH, everything is settled in minutes.
Anita Sharma, Housewife
URG Pay has been my go-to platform for mobile recharges. It’s super easy to use, and I can complete the process in just a few clicks. Highly recommend it!
Sajay Verma, Retailer
Empower Your Business with URG Pay’s Fintech Solutions
Discover how URG Pay's tailored fintech services can help your business thrive in India’s competitive fintech landscape.
Whitelabel Payment Portal
Launch your own fintech business with all URG Pay services pre-activated, including AEPS, Bill Payments, Recharge, Utility, and Loans, along with comprehensive support and seamless integration in just 15 days.
Custom Fintech Development
Let URG Pay help you build a customized fintech solution on your server using your resources, offering flexibility and scalability to meet your business’s needs.
Banking and Payments at Your Fingertips with URG Pay
Experience the convenience of seamless transactions, bill payments, loan management, and more, all from the palm of your hand—quickly and securely with URG Pay.
